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Rates
| Savings Rates - Effective Thursday, February 2, 2012 |
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| Account Type | APR | APY | Minimum
Deposit | Minimum
Balance |
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| Regular Shares | 0.250% | 0.000% - 0.250% | $0.00 | $100.00 |
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| Special Shares | 0.250% | 0.000% - 0.250% | $0.00 | $100.00 |
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| Christmas Club | 0.150% | 0.000% - 0.150% | $0.00 | $0.00 |
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| High Yield | 0.200% | 0.000% - 0.200% | $0.00 | $100.00 |
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| High Yield | 0.200% | 0.000% - 0.200% | $0.00 | $2,500.00 |
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| High Yield | 0.200% | 0.000% - 0.200% | $0.00 | $100,000.00 |
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| High Yield Plus | 0.250% | 0.000% - 0.250% | $0.00 | $100.00 |
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| High Yield Plus | 0.280% | 0.000% - 0.280% | $0.00 | $2,500.00 |
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| High Yield Plus | 0.280% | 0.000% - 0.280% | $0.00 | $100,000.00 |
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| Ira | 0.500% | 0.000% - 0.500% | $0.00 | $0.00 |
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| Roth Ira Shares | 0.500% | 0.000% - 0.500% | $0.00 | $0.00 |
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| Roth Education Ira | 0.500% | 0.000% - 0.500% | $0.00 | $0.00 |
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| Roth Conversion Ira | 0.500% | 0.000% - 0.500% | $0.00 | $0.00 |
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| CD Rates - Effective Wednesday, February 8, 2012 |
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| Certificate Term | APR | APY | Minimum Deposit |
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| 06 Mo Certificate | 0.140% | 0.140% | $500.00 | | 12 Mo Certificate | 0.250% | 0.250% | $500.00 | | 24 Mo Certificate | 0.480% | 0.480% | $500.00 | | 36 Mo Certificate | 0.750% | 0.750% | $500.00 | | 48 Mo Certificate | 0.870% | 0.870% | $500.00 | | 60 Mo Certificate | 1.400% | 1.410% | $500.00 | | 06 Mo Ira Cert | 0.140% | 0.140% | $1,000.00 | | 12 Mo Ira Cert | 0.250% | 0.250% | $1,000.00 | | 24 Mo Ira Cert | 0.480% | 0.480% | $1,000.00 | | 36 Mo Ira Cert | 0.750% | 0.750% | $1,000.00 | | 48 Mo Ira Cert | 0.870% | 0.870% | $1,000.00 | | 60 Mo Ira Cert | 1.400% | 1.410% | $1,000.00 |
| Loan Rates - Effective Wednesday, February 8, 2012 |
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| Loan Type | Rates as low as | Terms/Information |
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| New Auto Loan | 3.000% | Call For Details! |
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| Used Auto 2007-2011 | 3.500% | 60 Month Term |
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| Used Auto 2004-2006 | 4.250% | 48 Month Term |
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| Used Auto 2003 & Older | 4.500% | 36 Month Term |
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| Classic Auto | 5.750% | Call For Details |
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| Motorcycles | 3.000% | Same Low Rates As Auto Loans |
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| Small Rec Vehicle | 6.000% | Wave Runners, Snowmobiles, Atv's |
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| Large Rec Vehcile | 5.750% | Boats, Motorhomes, Rv's, Campers, Travel Trailers |
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| Home Equity - Line Of Credit | 5.750% | Call Us Today!!! |
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| Fixed Home Equity Loan 60 Mo | 5.750% | Fixed Rate 60 Months |
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| Special Home Imrovement Loan | 6.750% | Finish That Home Project Today |
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| Unsecured Signature Loan | 9.250% | All Other Purposes |
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| Revolving Line Of Credit | 13.500% | Ready When You Need It!! |
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| Loan Special | 6.250% | $2,000 For 18 Months!!! |
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