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Share ProductsRegular “Share” Savings - This is your most basic savings plan, it entitles members to apply for all of our other great services. These funds are available to members anytime and it pays dividends. The share account serves as a great way to save money for all your savings needs. Sub Account Savings – The sub account savings are opened under your primary membership and are a great way to set aside money for something specific such as vacations, car insurance, taxes, etc. Christmas Club – This is a great way to save up for the holidays! Christmas Clubs are also opened under your primary membership. The balance saved is then transferred to your primary savings account on October 1st, just in time for your holiday shopping. High Yield – This account offers members a greater investment return. Members start this account with a minimum balance of $1000. The dividend rate may change from month to month. Some restrictions do apply to this account. Certificate of Deposit – Certificate of Deposits earn a higher dividend and are a no risk investment that allow members to secure a fixed rate of return for an extended period of time. Members can chose from a certificate with a minimum of $500 and a term as short as six months, or as long as five years. Checking Accounts – Our checking accounts are totally free! No hidden fees or monthly charges, no minimum balance and no per check charge. Direct deposit, courtesy pay, and ATM/Debit cards are all available with your checking account. Automated ServicesAudio Banking – Access your account using a telephone from just about anywhere. With our CU*Talk Audio Response System you can check your balance, make transfers, and see what transactions have cleared your account. Members may call (616) 285-5720 or 1-800-860-5704. Our credit union ID is 006. Debit Cards – A Mastercard debit card may be used at any ATM for a cash withdrawal from your account. This card saves you from having to write a check when you use it as a debit with your PIN number or as a credit card. The Mastercard debit card accesses funds from your checking account and can be used anywhere the Mastercard logo is displayed. Direct Deposit and Routing Number – When setting up your direct deposit, use your base account number with suffix code 000 for savings or 001 for checking. No dashes or spaces needed. Our routing number is 272486177. Online Banking – Access your account at anytime from the convenience of your home or workplace. View your account, make transfers, receive e-statements, loan payments and so much more! ClubsKid’s Club – It is a free program designed to encourage children ages 0-12 years to learn about the credit union and encourage them to save. Our program is simple: the children earn Wooden Nickels for various activities such as making deposits, bringing in their report card and coloring us a picture. The Wooden Nickels can be redeemed for reward items that our in our Kid’s Club display. Member Rewards
Other Member ServicesXtend Shared Branching – Access your accounts at credit unions anywhere you see the X-tend sign. You are able to perform transactions such as withdrawals, deposits, loan payments, transfers and balance inquiries. On-site ATM – Our on-site ATM allows members to make withdraws and balance inquiries at any time of the day or night. Plus, get 24/7 access to your accounts at ATMs nationwide through our partnership with Co-Op Network. Drive-thru Teller Window – Our drive-thru teller window allows members to complete their regular banking transactions quickly without having to leave the car. Night Depository – It’s a safe and secure way to get your deposit to us even when we are not open. Our night drop is located to the left of our front doors. Online Bill Pay – You’ll save time, money and have complete control. Rest assured, CU*Easy Pay is safe and secure. Just click the “Pay My Bills” icon from It’s Me 24/7 Online Banking. Step-by-step, point and click instructions will guide you through enrollment and set-up. You are able to pay any bill, including your house payment, credit card – even your babysitter – at anytime, from anywhere! Fee Schedule
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